公司里的 100 万，到底是谁的钱？
Two business owners each hold $1M in their corporation. Why can their outcomes diverge so far in ten years?
Wallace Wang · Updated 2026-09-14
This chapter is an outline for now. The book is written in public: the full text, stories and cases will be added to this page, at this same address.
The chapter moves into the world of incorporated business owners: retained earnings, corporate investing, corporate borrowing, corporate-owned life insurance, collateral lending and the Immediate Financing Arrangement (IFA). It stays story-driven: two Canadian owners, each with $1 million inside a corporation, and why the capital each can control ten years later may look completely different.
开始进入企业主的世界：
但仍然坚持故事化。
两个加拿大企业主，公司里都有 100 万。十年之后，为什么他们能够控制的财富可能完全不同？
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