不要问“我有多少钱”
Ask instead: how much capital can I safely control, and for how many years can it work?
Wallace Wang · Updated 2026-09-14
This chapter is an outline for now. The book is written in public: the full text, stories and cases will be added to this page, at this same address.
The book replaces "How much money do I have?" with better questions: What assets do I own? What is my cash flow? What is my cost of capital? How much capital can I safely control? For how many years can that capital work?
把问题从：我有多少钱？ 变成：
This book is general education, not investment, tax or lending advice.